Consumer Notice 
NCUA Insurance
Phishing Alerts
ATM Locations
Mortgage Loans
Don't Get Phished!
Fee Change Notice Effective March 1st 2012
NSF |
$20.00/Item |
Stop Payment |
$10.00/Item |
Incoming Wire |
$10.00/Transfer |
Replacement Debit Card
(Lost or Stolen> |
One Free, then $5.00/card
|
Debit Card Pin Re-Order |
One Free, then $5.00/re-order |
Outgoing Wire Fee |
$20.00/Transfer |
Consumer Notice Pursuant to “Safe Act”
The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (“SAFE Act”), was passed by Congress on July 30, 2008 as Title V of the Housing and Economic Recovery Act of 2008. The SAFE Act was created to enhance consumer protection and reduce fraud through the setting of minimum standards for the licensing and registration of Mortgage Loan Originators (MLOs).
MLOs employed by an insured depository institution or a subsidiary that is regulated by a federal banking agency are required to be registered in the national registry. MLOs are also required to disclose their unique registry identifying number (NMLS#) to the consumers they serve in their capacity as mortgage loan originators.
MLOs employed by Johnsonville TVA Employees Credit Union
Debra Phifer Cobb (NMLS# 518307)
Kimberly Diane Allen (NMLS# 518306)
Notice of Changes in Temporary NCUA Insurance Coverage for Transaction Accounts
All funds in a “noninterest-bearing transaction account” are insured in full by the National Credit Union Administration through December 31,
2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under
the NCUA’s general share insurance rules.
The term “noninterest-bearing transaction account” includes a traditional share draft account (or demand deposit account) on which the insured
credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable
order of withdrawal (“NOW”) account, money-market deposit account, Interest on Lawyers Trust Account(“IOLTA”), even if share drafts may be
drawn on the account. For more information about temporary NCUA insurance coverage of transactions accounts, visit
www.ncua.gov.
Phishing Alerts
Click here to read the latest alert about "phishing scams."
ATM Locations
- 209 Hwy 641 North, Camden Branch
- 20405 East Main St. Huntingdon Branch
- HOJO's Market Erin, TN
- Murphy Oil next to the Waverly Wal-mart.
You can use your Johnsonville TVA Employees Credit Union Debit Card
surcharge free at these three locations. This gives you 24 hour access to your checking account. Open up your account today.
Mortgage Loans
The credit union offers a variety of mortgage loan options to meet your needs. We offer first and second mortgages, home-equity lines
of credit, balloons, land and mobile home loans at competitive rates and terms.
Learn more about mortgage loans.
Don't Get "PHISHED"
One form of "PHISHING" occurs when online crooks steal the Credit Union's logo and/or copy its corporate image to send phony e-mails
asking you to "verify" your account information.
If you take the bait by replying with your private information, the "phishers" use
it to steal information from your account.
Remember, your Credit Union will NEVER ask you to "verify" account details be e-mail.
We already have this information! If you receive such an e-mail, DON'T REPLY and notify the Credit Union immediately.
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