Convenient Payroll Deduction
Payroll deduction is one of the most convenient services of the credit union. It allows you to make regular deposits to your share account.
When you sign up, you can be sure that you're saving a consistent amount each payday...automatically...right off the top, so that it's hardly missed.
Payroll deduction can also be used to make loan payments. Your deduction is deposited into your share account, and on the 20th of each month, your loan payment is automatically transferred from your share account.
Because you're a member of the credit union family, you receive competitive dividends on your savings, paid quarterly. Regular savings through payroll deduction is an EASY way to build up a nest egg.
This payday, pay yourself first. Sign up NOW!!
Direct Deposit of Social Security and Pension Checks
Net Pay Deposit of Payroll
Share Accounts insured to $250,000.00
Credit unions, as with other financial institutions, are closely regulated for safety and soundness. The National Credit Union Administration (NCUA), an agency of the federal government, insures deposits of federal and state-chartered credit unions nationwide. Deposits are insured up to $250,000.
Free Notary Service
Share Draft (Checking) Accounts
A Credit Union Share Draft Account is your alternative to regular checking. A very convenient feature of a share draft account is the carbonless copy you make each time you write a draft. It is always easy to determine to whom a draft (check) was written and the amount because you have a copy of each draft.
Every month you will receive a statement which shows the drafts that have cleared and all the deposits made to the account during the statement cycle.
The greatest benefit of a credit union checking account is ... no minimum balance ... no service charge ... and your account earns dividends. The balance required to earn dividends is $500.
See Dividends Rates...
VISA Credit Cards
VISA Credit Cards are available to members, free of any annual fee and at a lower interest rate than most banks charge. With your credit union VISA, you have a 25 day grace period on interest on your purchases. Cash advances can be made on a Credit Union Visa card at any office or at any financial institution honoring Visa.
To apply for a credit union VISA, just contact any of our offices for an application. If you currently have a credit card account somewhere else, you can easily pay off the balance with a cash advance from your Credit Union Visa.
When you have your VISA Charge Card with you, it's like having the credit union in your pocket.
Access your VISA Account Online...
Protect Your VISA Card Online...
Discount Tickets to Various Attractions
Variety of Certificate Programs
See Certificate Rates...
Individual Retirement Accounts (IRA)
See IRA Rates...
Safe Deposit Boxes
Toll-free Phone Calls
Call us toll-free at (800) 338-4609
We have four branch locations for your convenience - See Contact Us...
- 209 Hwy 641 North, Camden Branch
- 20405 East Main St. Huntingdon Branch
- HOJO's Market Erin, TN
You can use your Johnsonville TVA Employees Credit Union Debit Card surcharge free at these three locations. This gives you 24 hour access to your checking account. Open up your account today.