Rates:
Accounts
Effective as of April 1, 2025
| Type of Account | Rate | APY* |
|---|---|---|
| Individual Retirement Account (IRA) No Minimum Required for IRA’s Contact a tax professional or attorney for tax implications. |
4.00% | 4.06% |
| Share Draft (Checking) Minimum balance to earn stated rate $500.00 |
0.05% | 0.05% |
| Line of Credit Overdraft Protection | 16.00% | |
| Accumulation (tiered rate) 2,500 - 9,999 10,000 - 24,999 25,000 - 49,999 50,000 and over |
1.00% 1.10% 1.20% 1.75% |
1.00% 1.10% 1.21% 1.76% |
| Christmas Club Minimum balance to earn stated rate $100.00 |
0.25% | 0.25% |
| Shares (tiered rate) 100 - 4,999 5,000 - 14,999 15,000 and over |
0.20% 0.25% 0.30% |
0.20% 0.25% 0.30% |
|
*APY=Annual Percentage Yield
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