Rates:
Accounts
Effective as of October 1, 2022
| Type of Account | Rate | APY* |
|---|---|---|
| Individual Retirement Account (IRA) No Minimum Required for IRA’s Contact a tax professional or attorney for tax implications. |
1.75% | 1.76% |
| Share Draft (Checking) Minimum balance to earn stated rate $500.00 |
0.05% | 0.05% |
| Line of Credit Overdraft Protection | 16.00% | |
| Accumulation (tiered rate) 2,500 - 9,999 10,000 - 24,999 25,000 - 49,999 50,000 and over |
0.35% 0.40% 0.45% 0.50% |
0.35% 0.40% 0.45% 0.50% |
| Christmas Club Minimum balance to earn stated rate $100.00 |
0.15% | 0.15% |
| Shares (tiered rate) 100 - 4,999 5,000 - 14,999 15,000 and over |
0.10% 0.15% 0.15% |
0.10% 0.15% 0.15% |
|
*APY=Annual Percentage Yield
|
||
