Rates:
Accounts
Effective as of January 1, 2023
| Type of Account | Rate | APY* |
|---|---|---|
| Individual Retirement Account (IRA) No Minimum Required for IRA’s Contact a tax professional or attorney for tax implications. |
2.50% | 2.52% |
| Share Draft (Checking) Minimum balance to earn stated rate $500.00 |
0.05% | 0.05% |
| Line of Credit Overdraft Protection | 16.00% | |
| Accumulation (tiered rate) 2,500 - 9,999 10,000 - 24,999 25,000 - 49,999 50,000 and over |
0.50% 0.60% 0.70% 0.80% |
0.50% 0.60% 0.70% 0.80% |
| Christmas Club Minimum balance to earn stated rate $100.00 |
0.20% | 0.20% |
| Shares (tiered rate) 100 - 4,999 5,000 - 14,999 15,000 and over |
0.15% 0.20% 0.20% |
0.15% 0.20% 0.20% |
|
*APY=Annual Percentage Yield
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