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    Rates:

Loans

More:   Consumer Loans   Ι   Account Rates   Ι   Certificate Rates


Unsecured Loans

Effective as of February 1, 2023

Type of Loan Term Rate APR* Example Payment per $1,000 Borrowed
Signature Loan Up to 60 mos 8.55% - 15.00% 9.81% - 16.34% $21.17 - $24.51
Line of Credit Overdraft Protection Call for Terms
Visa Credit Card Call for Details
 

*APR refers to Annual Percentage Rate. Annual Percentage Rates includes loan processing fee of $30.00. The annual percentage rate listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan amount up to 100%. All rates and terms are subject to change without notice. Payment per $1,000 is for example purposes only.





Vehicle Loans

(includes Boats, Motorcycles, Trailers)

Effective as of February 1, 2023

Type of Loan Term Rate APR* Example Payment per $1,000 Borrowed
2023 - 2017 Up to 75 Mos 5.60% - 7.90% 6.60% - 8.92% $16.32 - $17.46
2023 - 2017 Up to 66 Mos 5.50% - 14.45% 6.62% - 15.70% $18.13 - $22.72
2023 - 2017 Up to 48 Mos 5.40% - 14.35% 6.91% - 15.98% $23.92 - $28.34
2016 - 2013 Up to 54 Mos 6.85% - 15.00% 8.21% - 16.46% $22.23 - $26.34
2012 & Older Up to 48 Mos 7.75% - 15.00% 9.28% - 16.62% $25.04 - $28.66
Travel Trailer titled > 10,000
2023 - 2017
Up to 120 Mos 7.15% - 9.10% 7.82% - 9.80% $12.05 - $13.11
Travel Trailer titled > 30,000
2023 - 2017
Up to 180 Mos 7.55% - 10.00% 8.04% - 10.52% $9.59 - $11.08
Boats 2023 - 2013 Up to 66 Mos 5.65% - 15.00% 6.77% - 16.25% $18.20 - $23.02
Boats 2023 - 2013 Up to 84 Mos 5.75% - 7.55% 6.65% - 8.47% $14.93 - $15.83
Boats 2023 - 2013 Up to 120 Mos 7.30% - 9.30% 7.97% - 10.00% $12.13 - $13.23

Travel Trailer and Boats: Call for rates for older year models.

*APR = Annual refers to Annual Percentage Rate. Annual Percentage Rate includes loan processing fee of $30.00. The annual percentage rates listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan Amount up to 100%. All rates and terms are subject to change without notice. Credit Scores must be at least A, B, or C rating to receive 75 months or higher term loan. Payment per $1,000 is for example purposes only.





Other Secured Loans

(includes Tractors, Lawnmowers, Furniture, Appliances (non-titled)

Effective as of February 1, 2023

Model Year Term Rate APR* Example Payment per $1,000 Borrowed
New Purchase Up to 60 Mos 6.25% - 14.75% 7.48% - 16.10% $20.04 - $24.38
Used Purchase Up to 60 Mos 6.50% - 15.00% 7.73% - 16.35% $20.16 - $24.51
Share Secured Call For Current Terms
Certificate Secured Call For Current Terms

*APR = Annual refers to Annual Percentage Rate. Annual Percentage Rate includes loan processing fee of $30.00. The annual percentage rate listed are our best rates, which include Auto Payment Discount, and /or Military Discount, or College Graduate Discount. See Member Rewards for details. Your rate may be higher depending on your credit score. Approval is not based on credit score. Loan amount up to 100%. All rates and terms are subject to change without notice. Payment per $1,000 is for example purposes only.





In-House Mortgage Rates

Diane Buhl, NMLS # 518306
Crystal Hastings, NMLS # 1210046
Lisa Autry, NMLS # 2245099
Johnsonville TVA ECU, NMLS # 494757


Type of Mortgage APR*
Fixed-Rate Mortgages Call for current terms
HELOC Call for current terms
Land Only Call for current terms
 

*APR = Annual refers to Annual Percentage Rate.

Rates and Terms are subject to change at any time without notice. Call credit union at 1-800-338-4609 for credit cost and terms.



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Routing Number: 264-181-286

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©Copyright 2022 Johnsonville TVA Employees Credit Union. All rights reserved.
Site designed, hosted and maintained by VolCorp Design

Diane Buhl, NMLS # 518306
Crystal Hastings, NMLS # 1210046
Lisa Autry, NMLS # 2245099
Johnsonville TVA ECU, NMLS # 494757

If you are using a screen reader, or other assistive device or technology, and are having problems using this website, please call:
Phone: 731-584-7238, 1-800-338-4609
FAX: 731-584-4045, Email: memberservice@jtvaecu.org

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.