Rates:

Certificates

More: Member Accounts Ι Certificate Rates Ι Loan Rates

Effective as of September 23, 2025

Term of Certificate	Rate	APY*
91 Day	1.75%	1.76%
6 Month	4.10%	4.14%
12 Month	4.00%	4.00%
12 Month Wealth Builder	4.00%	4.00%
18 Month	3.10%	3.10%
24 Month	3.00%	3.00%
Minimum balance to open Certificate of Deposit: $1,000.00 Minimum balance to open Wealth Builder Certificate of Deposit: $100.00 Early Withdrawal Penalty – For all accounts, the amount of the early withdrawal penalty for your account is 90 days dividends. *APY=Annual Percentage Yield Rates subject to change at any time. Dividend Compound: At Maturity